Do you also want to know the IRFC share price target 2025, 2026, 2027, 2028 to 2030? If yes, then you have come to the right blog. In this blog, we will explore IRFC as a company, conduct a fundamental analysis, and perform a technical analysis to provide you with accurate insights.
Finally, we will determine whether investing in IRFC for the long term is a wise decision. But before discussing the IRFC share price target, it is important to understand the company itself.
About IRFC
IRFC is a government-owned company that was established on December 12, 1986. The company primarily raises funds through bonds, loans, and foreign funding. After securing the funds, IRFC purchases trains, engines, coaches, and infrastructure for Indian Railways and then leases them to the railway for 30 years.
Additionally, IRFC provides loans to railway-related companies such as RVNL, IRCON, RailTel Corporation, and Pipavav Railway. Since IRFC raises funds at lower costs with government support and lends to railway companies, it faces no risk of losses (NPA).
In FY25, IRFC total loan portfolio stood at ₹4,63,180 crore, out of which 99% of the loans were given to government-owned railway companies. This indicates that IRFC is performing well as it plays a crucial role in financing railway infrastructure development.
IRFC Financial Information
So, let’s quickly look at IRFC financial information to determine whether the company’s financials are strong or not.
| Market Cap | ₹1,57,345 Cr. |
|---|---|
| Stock PE | 24.1 |
| Industry PE | 19.2 |
| Sales | ₹26,902 Cr. |
| Sales Growth | 2.01% |
| ROCE | 5.73% |
| ROE | 13.7% |
| EPS | ₹5.00 |
| Debt to Equity | 7.81 |
| Debt | ₹4,06,528 Cr. |
| Dividend Yield | 1.24% |
| Book Value | ₹39.83 |
| Face Value | ₹10 |
| Profit Before Tax | ₹6,537 Cr. |
| Profit Growth | 9.22% |
IRFC Financial Analysis
IRFC company has a market cap of ₹1,57,345 crore, making it a large-cap stock. Its PE ratio is 24.1, which is slightly high compared to the industry PE ratio of 19.2, meaning the stock is overvalued.
The company’s sales stand at ₹26,902 crore, with a sales growth of just 2.01%, which is quite low. Profit growth is 9.22%, while ROCE is 5.73% and ROE is 13.7%, which are decent but not very strong. Additionally, the company has high debt.
However, in the finance and banking sector, debt is not a major concern, as IRFC primarily provides loans to railway-related companies. Since its core business is borrowing and lending money, debt is a part of its operations.
Overall, IRFC’s financials are stable, but profit growth from 2022 to 2024 has not been very impressive.
IRFC Share Price History
Talking about the IRFC share price history, IRFC was listed in the stock market on January 29, 2021. At that time, the company’s share was trading around ₹24.80. After January 2021, especially after August 2023, the stock saw a strong upward trend. In no time, IRFC delivered more than 700% returns, making it a multibagger stock. However, the market is currently facing a decline, which has also led to a fall in IRFC’s share price.
Here are IRFC Share Price Target List:
| Year | IRFC Share Target Price |
|---|---|
| 2025 | ₹110 – ₹172 |
| 2026 | ₹185 – ₹224 |
| 2027 | ₹287 – ₹312 |
| 2028 | ₹421 – ₹465 |
| 2029 | ₹542 – ₹588 |
| 2030 | ₹692 – ₹756 |
So, these are the share price targets for IRFC, carefully analyzed and set by our team of experts. Before setting these targets, thorough research was conducted to ensure accuracy. If you want to understand the key factors behind these share price targets, let’s explore them in detail.
IRFC Share Price Target 2025
In 2025, IRFC share price target could range from a minimum of ₹110 to a maximum of ₹172. Currently, the entire market is down, and railway sector stocks have also declined significantly. IRFC 52-week high was ₹229, but now the stock is trading around ₹120. This indicates that IRFC shares are currently trading at a relatively lower price.
| Month | IRFC Target Price 2025 |
|---|---|
| January 2025 | ₹152.00 |
| February 2025 | ₹145.67 |
| March 2025 | ₹114.33 |
| April 2025 | ₹137.00 |
| May 2025 | ₹141.67 |
| June 2025 | ₹138.33 |
| July 2025 | ₹144.00 |
| August 2025 | ₹149.67 |
| September 2025 | ₹155.33 |
| October 2025 | ₹161.00 |
| November 2025 | ₹166.67 |
| December 2025 | ₹172.00 |
Read More: RVNL Share Price Target 2025, 2026, 2030, 2040 to 2050
IRFC Share Price Target 2026
In 2026, IRFC share price target could range from a minimum of ₹185 to a maximum of ₹224. IRFC provides loans for trains, coaches, and infrastructure in the railway sector and earns revenue by charging interest on these loans. However, this revenue has the potential to increase in the future because the government is currently focused on improving the railway sector. This could lead to significant growth opportunities for IRFC in the coming years.
| Month | IRFC Target Price 2026 |
|---|---|
| January 2025 | ₹185.00 |
| February 2025 | ₹188.55 |
| March 2025 | ₹192.09 |
| April 2025 | ₹195.64 |
| May 2025 | ₹199.18 |
| June 2025 | ₹202.73 |
| July 2025 | ₹206.27 |
| August 2025 | ₹209.82 |
| September 2025 | ₹213.36 |
| October 2025 | ₹216.91 |
| November 2025 | ₹220.45 |
| December 2025 | ₹224.00 |
IRFC Share Price Target 2027
In 2027, IRFC’s share price target could range from a minimum of ₹287 to a maximum of ₹312. The company’s profit growth has been quite slow. For example, in 2022, IRFC reported a profit of ₹6,090 crore, while in 2024, the profit increased to ₹6,412 crore, reflecting a 5.3% profit growth, which is relatively low. In such a scenario, if the company’s profit increases, the stock may see a strong upward movement.
| Month | IRFC Target Price 2027 |
|---|---|
| January 2025 | ₹287.00 |
| February 2025 | ₹289.27 |
| March 2025 | ₹291.55 |
| April 2025 | ₹293.82 |
| May 2025 | ₹296.09 |
| June 2025 | ₹298.36 |
| July 2025 | ₹300.64 |
| August 2025 | ₹302.91 |
| September 2025 | ₹305.18 |
| October 2025 | ₹307.45 |
| November 2025 | ₹309.73 |
| December 2025 | ₹312.00 |
IRFC Share Price Target 2028
The IRFC share price target for 2028 could be between a minimum of ₹421 and a maximum of ₹465. Although IRFC’s profit is not growing significantly, the company’s revenue has increased from ₹20,302 crore in 2022 to ₹26,656 crore in 2024, reflecting a 31.3% revenue growth.
This indicates that the share price is not rising due to profit growth. However, if the company delivers excellent returns by 2028, there are strong chances that the share price will increase.
| Month | IRFC Target Price 2028 |
|---|---|
| January 2025 | ₹421.00 |
| February 2025 | ₹424.00 |
| March 2025 | ₹427.00 |
| April 2025 | ₹430.00 |
| May 2025 | ₹433.00 |
| June 2025 | ₹436.00 |
| July 2025 | ₹439.00 |
| August 2025 | ₹442.00 |
| September 2025 | ₹445.00 |
| October 2025 | ₹448.00 |
| November 2025 | ₹456.50 |
| December 2025 | ₹465.00 |
IRFC Share Price Target 2029
IRFC share price target for 2029 could range between a minimum of ₹542 and a maximum of ₹588. Over the next four years, the stock market is expected to grow significantly, and the railway sector is also likely to see major improvements. As a result, IRFC stands to benefit the most from these developments.
| Month | IRFC Target Price 2029 |
|---|---|
| January 2025 | ₹542.00 |
| February 2025 | ₹546.18 |
| March 2025 | ₹550.36 |
| April 2025 | ₹554.55 |
| May 2025 | ₹558.73 |
| June 2025 | ₹562.91 |
| July 2025 | ₹567.09 |
| August 2025 | ₹571.27 |
| September 2025 | ₹575.45 |
| October 2025 | ₹579.64 |
| November 2025 | ₹583.82 |
| December 2025 | ₹588.00 |
IRFC Share Price Target 2030
In the next five years, IRFC share price target for 2030 could range from a minimum of ₹692 to a maximum of ₹756. If the company’s fundamentals improve, IRFC could show good growth. Additionally, since the share’s face value is ₹10, the company may consider a stock split or issuing bonus shares in the future.
| Month | IRFC Target Price 2030 |
|---|---|
| January 2025 | ₹692.00 |
| February 2025 | ₹697.82 |
| March 2025 | ₹703.64 |
| April 2025 | ₹709.45 |
| May 2025 | ₹715.27 |
| June 2025 | ₹721.09 |
| July 2025 | ₹726.91 |
| August 2025 | ₹732.73 |
| September 2025 | ₹738.55 |
| October 2025 | ₹744.36 |
| November 2025 | ₹750.18 |
| December 2025 | ₹756.00 |
IRFC Share Technical Analysis
IRFC Share Holding Patterns
| Year | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Dec 2024 |
|---|---|---|---|---|---|
| Promoters | 86.36% | 86.36% | 86.36% | 86.36% | 86.36% |
| FIIs | 1.44% | 1.12% | 1.15% | 1.08% | 1.01% |
| DIIs | 4.23% | 3.18% | 2.62% | 0.89% | 1.24% |
| Public | 7.97% | 9.33% | 9.87% | 11.68% | 11.40% |
If we look at IRFC shareholding pattern, promoters have retained their shares, but FII and DII have started selling. However, in September 2024, DII increased its holdings, and the public has also significantly raised their holdings, leading to a sharp rise in the number of shares.
Now, you should also think about why big investors are withdrawing their money. It is possible that when IRFC share price was around ₹20-30, FII and DII bought in, and as the share price approached ₹200, they started selling to book good returns.
What should retail investors do?
If you want to invest in IRFC, you can, but it should be for the long term. Also, make sure to read the company’s annual report at least once a year to stay updated with the latest financial performance and make informed decisions.
Read More: Suzlon Share Price Target 2025, 2026, 2030, 2040, 2050
Can I Buy IRFC Shares for Long Term?
Yes, you can buy IRFC shares for long term because the company’s technical indicators are currently strong, making it a good opportunity to set a target and invest. If the company’s revenue and profit grow rapidly, it could be a positive sign for the stock. However, at present, profit growth is slow, so if it improves in the future, the stock could see an upward trend.
After analyzing IRFC fundamentals and technicals, it is clear that technicals are strong right now since the stock has fallen significantly. Therefore, setting a good target is important.Revenue growth is strong, but profit growth is low—if profits increase, the share price will also rise.
However, since IRFC is a government-owned company, you should consider it as a long-term investment opportunity. Do your research before investing in shares and we are not any investor advisor.
IRFC Peer Comparison
| No. | Name | Market Cap |
|---|---|---|
| 1 | IRFC | ₹169446.25 Cr. |
| 2 | Power Fin.Corpn. | ₹134578.15 Cr. |
| 3 | REC Ltd | ₹112952.14 Cr. |
| 4 | Indian Renewable | ₹41611.97 Cr. |
| 5 | IFCI | ₹11839.57 Cr. |
| 6 | Tour. Fin. Corp. | ₹1324.58 Cr. |
| 7 | Guj. State Fin. | ₹146.06 Cr. |
These are IRFC’s peer companies. You can compare them. Their market cap is quite low, but they have the potential for significant growth in the future.
Conclusion
Now, you must have understood what the IRFC share price target 2025, 2026, 2027, 2029, and 2030 could be. In this blog, I have provided you with complete information, including company details, fundamentals, technicals, and IRFC’s competitors.
If you are considering investing in IRFC, fundamental and technical analysis indicate that this stock could be a good option for long-term investment. However, the company’s profit has remained stable over the past few years, so it would be wise to wait for the 2025 financial results before making an investment decision.
If you have any questions related to IRFC, feel free to ask in the comment section. We will try our best to respond to your queries. If you found this blog helpful, please share it with your friends. Thank you!
Disclaimer: We are not SEBI-registered advisors. The information on this website is only for learning and should not be taken as financial or investment advice. The stock market has risks, so always do your own research or talk to a financial expert before investing. All Target Price and its team are not responsible for any loss caused by the information on this website.
FAQs
What is the future of IRFC share in 2025?
According to our latest forecast, IRFC has a promising future, and its share price in 2025 may range between ₹110 and ₹172.
What is the target price of IRFC in 2026?
In 2026, IRFC’s target price may go between ₹185 and ₹224.
What is the target price of IRFC in 2030?
By 2030, IRFC’s share price target may be between ₹692 and ₹756.
Is IRFC a good buy for long term?
Yes, IRFC is a good stock that you can buy for the long term.
Hi, my name is Harsh Yadav, and I welcome you to All Target Price (alltargetprice.com). On this website, research and analysis-based share price targets are created, meaning they are predicted, and we have 7 years of experience in the share market.
